
Built On Real World Experience:
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After 25 years of ESPP investing, in both up and down markets, an idea for a business was born:
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Built on a few simple facts:​
- Only about 1/2 of eligible employees participate in their ESPP benefit
- Of those, most do not maximize their contributions
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ESPP investments provide a guaranteed profit at the close of each offering period​
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Practically speaking, this translates to hundreds and thousands of dollars of every year per employee, essentially risk free that is being left on the table!
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The combination low employee use, low risk, and high upside is a problem waiting to be solved

About RT Capital
Tim Belbutowski
An experienced investor, with over 25 years of market and ESPP experience. As both a sales person, and sales leader Tim's background has helped shape his philosophy that any business needs to be founded on the principal that each party in a transaction nees to "Win". The ESPP based loans, and business model for RT Capital fall squarely in that category.
Sophisticated Investor

Founder & President


Deep ESPP KnowledgeÂ

Win-Win Philosophy
