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Why Should I Consider Partnering With Rising Tide If I Already Max Out My ESPP Contributions?
First off, Well done! You've likely seen first hand what an incredible benefit your ESPP is. Below are a few situations where it may make sense to partner with us:
New Priorities:
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Saving for a large purchase (ex: car, home)
New dependents (kids, grandkids)
Options to contribute to other investments
Changes in Finances:
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New job or employment situation for you or your partner
Need, or potential need, to access cash
Flexibility:
- Still invest in your ESPP, but allocate a portion to our programUse the ESPP dollars for other investments
You're not alone, based on a 2024 NASPP/Deloitte survey, around 38% of eligible employees participate in their ESPP. But you're curious to learn more, which is great!
Why should you invest in your ESPP, and how can Rising Tide Capital help?
We Provide the Money:
Guaranteed Return:
Minimize Risk:
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You elect your contribution
We match it as a direct deposit for each pay period
No money or cash flow change
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There aren't many investments that have a 5, 10, or 15% locked in discount. ESPP's do!
Think of it as your company stock on sale
For plans with features like look back periods the returns can be meaningfully higher
Ask your investment advisor, or look up articles in the financial press, ESPP's are legit.​​
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We provide the investment dollars
If your employment status changes there is no penalty working with us
Choose a fee based or profit share investment option based on what's right for you.
Based on a 2024 NASPP/Deloitte survey, the average contribution is 5%-10%, which means that most employees either do not, or are not able to, maximize their ESPP benefit. Â
How can Rising Tide Capital Help?
We Provide Investment Dollars:
Choose Your Return:
Minimize Risk:
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If cash flow held you back, now that problem is solved!
Elect to have Rising Tide provide the cash flow for all, or just some of your ESPP investment
- We provide the investment dollars. If your employment status changes, there is no penalty. You can choose a flat fee or profit share investment option based on what's right for you.
- Flat Fee or Variable Investment Election
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